I used to think calculating savings account interest was straightforward. Just multiply your balance by the interest rate, right? Wrong. After digging deep into how banks actually calculate savings account interest and tracking my own accounts for months, I discovered the real process is much more complex and fascinating than I ever imagined. If you’ve…
If you run a small business and feel like money just disappears no matter how much you earn, you are not alone. I have seen this pattern repeat itself more times than I can count. A business owner works incredibly hard, brings in decent revenue, and still ends up stressed about making payroll or covering…
I still remember the conversation that taught me how to create a budget for a business the right way. A colleague was helping a client with business budget planning. This owner had built his company from scratch and reached $500,000 in sales that year. He was proud. But when my colleague reviewed the books, he…
EU AI Act news in 2026 moves incredibly fast. Regulatory changes, delays, and enforcement battles create confusion for businesses and developers worldwide. I’ve tracked this landmark legislation since its approval. The landscape shifts almost weekly with new announcements, political conflicts, and implementation challenges. After analyzing over 200 Commission documents, 50+ Parliamentary sessions, and conversations with…